Several recent studies are shedding light on the state of retirement for those who are nearing their post-working years. Today in America, everyday an average of 10,000 individuals are turning 65. And by 2030, the 50-and-over cohort is projected to expand by 20%, reaching 132 million individuals.

For generations, the retirement years have been promoted as a time of relaxation and fulfillment. And, even as many are now rethinking the definition of retirement, the desire for a secure and stable home as we grow old remains the same.

Unfortunately, recent research is revealing many Americans are not adequately prepared to meet their needs as they grow older. So, what if you find yourself in the category of someone nearing your senior years, or simply wanting to be prepared for retirement at some point in the future?

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